Credit Card Debt Elimination - 1 Hour To Success, by Patrick Zanders

Credit Repair, Credit Report Questions, Urgent Credit Repair, Business Lines of Credit, Personal Lines of Credit

Credit Card Debt Guide, Credit Card Debt Elimination, Get Rid of Debt Collector Credit Card Debt Elimination - 1 Hour To Success, by Patrick Zanders

Adding Trade Lines To Immediately & Safely Increase Credit Scores

One of the most powerful ways to increase your credit score is to add seasoned trade lines to your credit report. For years, this strategy has been known as shadowing or mirroring. As of late, it has become big business both on and off the net.

The technique of adding seasoned trade lines consists of having a person with a revolving line of credit (credit card) add you as a personal user to their account. When the credit card company reports to the credit bureaus the next time (they report every month), it will show that you now have that line as well. This trade line showing on your account now increases your credit score (sometimes dramatically).

What most people should be aware of is that you can not and should not just add yourself to anyone’s credit card. There are a few factors that you should consider

1. Be sure that the credit card is at least two years old

2. Be sure that the balance is below 20% of the limit on the card. For example, if the card has a limit of $5000, the card holder should NOT have used more than $1000

3. Be sure the limit on the card is a minimum of $5000. The higher the better.

4. Be sure to be ready to use your increased score quickly because you want to get the card off of your credit as soon as possible. This is so if the owner of the card misses a payment or messes up in some way, it is not reflected on your credit report.

As stated above, it has become big business. If you do not have someone that will allow you to shadow or mirror their cards and feel you must go to a company that provides seasoned trade lines, be sure to check the company out completely. One of the reasons that we began to offer this service is because of the many people that came to us after being taken advantage of by someone else.

Adding seasoned trade lines is an awesome way to increase your score. By placing some thought into what you are doing or who you are allowing to assist you, you can see powerfully positive results in no time at all.

Patrick Zanders is an Author, Expert Financial Consultant and managing partner of http://www.ezunsecuredcredit.com